When planning to use the rent a car services in Moldova, it is extremely important first of all to inform yourself about the basic contractual terms and conditions, inform yourself before signing the rental contract. It is certain that a reliable company offers quality services and will certainly put at your disposal a car that already has CASCO insurance. But you will be able to benefit from this service only if you pay for your coverage in case of any accidents. But still what does CASCO insurance mean and why is it so important?
CASCO implies optional car insurance that covers damage to the vehicle. And if the RCA insurance policy indemnifies the damages caused to third parties, then the CASCO insurance indemnifies the insured, regardless of who is to blame for the accident.
At the same time, not all cases of damage are covered by this optional insurance. See below which risks CASCO insurance does not cover.
- If the driver of the insured car drove under the influence of alcohol or narcotic substances;
- If the driver of the insured car evaded the medical examination to determine the state of alcoholic intoxication or under the influence of narcotic substances;
- If the insured car was driven by a person not allowed to drive the car, according to the rental contract;
- If the insured car was operated outside the territory of the contract;
- If the insured car is driven by a person without a valid driver's license for the respective category or with a canceled/revoked driver's license, the right to drive being suspended;
CASCO insurance does not compensate for damages also in case the insured car was operated in violation of the provisions of the Road Traffic Regulation, if the insurer was not informed within 24 hours from the time of the accident or in case of damage to the rented car.
What measures should be taken if a road accident occurred during the car rental?
- The emergency number 112 is immediately called and the competent bodies are notified in order to later obtain the documents confirming the occurrence of the accident;
- The manager of the rental company is immediately informed;
- All the necessary measures are taken to save the car and to eliminate the causes that could bring additional damage;
- If a third party is to blame for the accident, a copy of their insurance is made.
Recommendations to avoid a road accident or damage to the rented car:
- If you notice any technical malfunction that seems suspicious to you, contact and inform the manager of the rent a car company to fix the origin of the problem;
- To drive the car according to the Road Traffic Regulations and to understand that in traffic both you and other traffic participants are responsible for your personal integrity and that of others;
- Avoid risk zones that could cause a possible road accident and drive according to the speed limits on the road you are on, so it is not recommended to drive at a speed of 20 km per hour on high-speed roads or to drive at speed in towns or areas with reduced visibility;
Our company offers car rental services with CASCO included, which relieves customers of possible financial inconvenience in case of possible accidents or damages caused to the rented car, these being drawn up only with regard to the car rental terms and conditions stipulated in the rental contract.